Construction, Land & Lot Loans

Spectrum Trust offers competitive financing for construction, land and lot loans.

Click the Get Started button to view current rates, contact a loan officer, or apply online today.

Get Started

Features:

• Low Rates
• Automatic Payments
• Quick Decision Turnaround
• Portfolio Lender

Construction Loans

Spectrum Trust will handle both the construction phase and the permanent mortgage. "Draws" are given as construction is completed in phases. Interest only accrues on moneys disbursed to date, not the full amount.

Land & Lot Loans

Where others see empty land, you see promise and opportunity. Land loans come in all shapes and sizes and whether you are considering purchasing a lot in town or acreage for recreational purposes, a Spectrum Trust loan officer can provide you with options that will fit your financial goals.